Other help and support

Don't face financial challenges on your own

If you're struggling financially right now, for any reason, be reassured that you can get support. Many organisations across Greater Sydney and beyond offer financial assistance and counselling. Plus, all major banks have dedicated teams to support clients facing financial hardship.

Financial assistance services

Service Contact How they help
Anglicare 1300 111 278 Provides emergency relief, counselling and other support services.
AGL – Staying Connected Hardship Program 1300 659 925 Helps residential customers in financial hardship who are struggling to pay electricity/gas bills.
Christians Against Poverty 1300 227 000 Provides free debt management in Australia through a network of outreach centres in partnership with local churches.
Emergency relief agencies Find your local agency details in the DSS Grants Directory Provide immediate financial and material support to people in financial crisis. Community agencies deliver emergency relief services and help people address immediate basic needs in times of financial crisis.
Energy Accounts Payment Assistance (EAPA) scheme 13 77 88 Provides information about the EAPA scheme and how it works, and a list of providers for more information. 
EnergyAssist Program (Energy Australia) 13 34 66 Provides information and advice for customers having difficulty paying electricity bills.
Financial Counsellors Association of NSW 1300 914 408 Peak membership organisation for financial counsellors in NSW.
Financial Rights Legal Centre 1800 007 007 Provides financial counselling information, advice and referral services on credit, debt and banking issues to NSW residents.
IMB Hardship Program 13 34 62 Provides assistance and advice for customers in hardship. Can provide temporary reduction or deferral of repayments.
ING Hardship Relief Guide 1300 349 166 Provides written information to ING customers about how to apply for financial hardship relief. 
Mortgage Hardship Service 1300 888 529 Provides written advice about the scheme – short-term help for people experiencing temporary difficulties with their home loan repayments because of an unavoidable change in circumstances.
No Interest Loans Scheme (NILS) 13 64 57 Provides no-interest loans to low income earners for household items or services.
Optus Hardship Program 1300 308 839 Link to Optus's Financial Hardship Assistance & Policy page.
Origin Hardship Charter – Power On 13 24 61 Helps residential customers who are experiencing hardship manage their energy usage and bills. 
Telstra 13 22 00 Offers flexible payment terms and options for customers experiencing genuine difficulties.
Vodafone 1300 650 405 Helps customers facing financial hardship with their bill.

Counselling and support services

Service Contact How they help
My Aged Care 1800 200 422 Provides accommodation and care services to over 700,000 older people, people with a disability and their carers.
Alcoholics Anonymous Australia 1300 222 222 Provides support and advice to people affected by alcohol addiction.
Beyond Blue 1300 224 636 Improves mental health across various stages of life and areas of the community.
Cancer Council 13 11 20 Provides news, information and support for people living with cancer and their families.
Carers NSW 1800 242 636 Provides carer information, support and counselling.
Creating Links 1300 254 657 Provides a range of services for Bankstown LGA residents, including Family Services, Community Services, Children Services, Fostering, Disability Services and Financial Wellbeing Services, NDIS provider.
Crohn’s and Colitis Australia 1800 138 029 Provides support services, funds research and creates public awareness for Australians with Crohn’s disease or ulcerative colitis.
Domestic Violence Line (Communities & Justice) 1800 656 463 Provides support and advice to victims of domestic and family violence, including emotional, psychological, financial, sexual or other types of abuse.
Drug Arm Australasia 1800 656 800 Offers drug awareness resources and programs. Fact sheets, drug information list, resource lending library, and organisation details.
Family Connect & Support Check website for local contact numbers Offers a free, voluntary and integrated service to meet the needs of vulnerable children, young people and families by bringing together families, relevant services and community resources in the local area.
Family Relationship Advice Line 1800 050 321 National telephone service established to help families affected by relationship or separation issues.
Fight Dementia 1800 100 500 Provide support services to sufferers of dementia, including 24-hour phone support, early intervention programs for people with dementia, education, therapy and carer support groups.
GambleAware NSW 1800 858 858 Free gambling counselling services for people affected by gambling, family members and friends.
HSRU 1300 345 852 Provides direction for service providers and community members to respond to situations of squalor and hoarding. 
Lifeline 13 11 14 Providing all Australians experiencing a personal crisis with access to 24-hour crisis support and suicide prevention services.
Meals on Wheels NSW 02 8219 4200 Provides nutritionally balanced meals and support to frail, aged people, people with disability and their carers.
Mensline Australia 1300 789 978 Provides national telephone and online support, and information and referral services for men with family and relationship concerns.
Muru Mittigar 02 4730 0400 Provides financial services such as NILS (No Interest Loan Scheme), EAPA (Energy Accounts Payment Assistance) and Financial Counselling.
Narcotics Anonymous Australia 1300 652 820 Provides support and advice to people affected by narcotic addiction.
Parents Beyond Breakup 1300 853 437 Provides advice and support for separated mothers and fathers.
Parentline NSW 1300 130 052 Provides free professional help for parents and carers of children 0–18 years in NSW. 
Parkinsons Australia 1800 644 189 Provides advice and support for people with Parkinsons and their carers. 
Redkite 1800 733 548 Supporting children diagnosed with cancer aged 0–18 and their families.
Relationships Australia 1300 364 277 Provides counselling and mediation services for couples and families.
Salvation Army 13 72 58 Provides free nationwide professional telephone and online counselling. 
Sane Australia 1800 187 263 Provides free nationwide professional telephone and online counselling.
Service NSW 13 77 88 Access NSW Government rebates and savings.
Suicide Call Back Service 1300 659 467 Provides free nationwide professional telephone and online counselling for anyone affected by suicide.
Telecross 1300 885 698 Red Cross can provide you with a daily telephone call to check on your wellbeing through a service known as Telecross.
Tenants NSW www.tenants.org.au Provides advice and support for tenants of private rental housing, social housing tenants, boarders, lodgers and residential park residents.

Accredited community agencies

If you'd prefer to speak to someone in your local area, there's a range of accredited community agencies you can call to find out about payment assistance options.